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Critical Illness

Could your bank account survive a serious illness?

Be prepared with group critical illness insurance.

Critical illness insurance can pay a lump sum benefit at the diagnosis of a covered illness. You choose the level of coverage with benefit amounts from $5,000 to $50,000. You can use the money to pay for co-pays, deductibles, childcare, transportation, lodging or any other expenses that you may have.

What is covered?

The following specified critical illnesses are covered under the plan:

  • Heart attack
  • Stroke
  • Cancer (Optional)
  • Major organ failure
  • End-stage renal (kidney) failure
  • Coma
  • Permanent paralysis
  • Blindness
  • Coronary artery bypass surgery (pays 25% of lump sum benefit)

If you currently own a Unum critical illness policy and need service please call 800-635-5597. If you need to file a claim please call 800-633-7479. Be sure you identify yourself as a UM Upper Chesapeake Health team member.