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Minimum Essential Coverage
Minimum Essential Coverage
insurance covers 100% of preventative and wellness services. This plan offers a
Basic, Pro and Preferred
plan, this is your chance to avoid the penalty associated with the individual mandate in certain states. Coverage options are available for you and your dependents. Please see flyers below for more information.
Dental + Vision
Dental+Vision
is a reimbursement plan that pays for dental and vision expenses. No waiting period, the tiered reimbursement structure begins at the first dollar and allows you to maximize your potential benefits. Choose to go to any dentist or vision specialist.
Hospital Indemnity
Hospital Indemnity
supplemental benefit provides additional coverage for admission and confinement in a hospital facility and will pay a flat benefit as shown in the schedule upon an in-patient stay for a covered injury or sickness. Benefits are paid directly to the primary member and can be used however they choose.
Accident
Accident
supplemental benefit pays up to the scheduled maximum amount, after the deductible, for medical charges resulting from a covered accident. The scheduled benefits apply to each accident per person covered, not to exceed the Maximum Amount Per Accident. The maximum amount applies to each accident (regardless of plan year) subject to the Plan Year Maximum. Reimbursements may reflect actual expenses up to the benefit amount indicated in the schedule. Benefits are paid directly to the primary member and can be used however they choose.
Critical Illness
Critical Illness
supplemental benefit provides additional coverage for medical emergencies like heart attack, stroke, invasive cancer or ESRD. Critical Illness will pay a lump sum benefit as shown in the schedule upon the first diagnosis of a covered condition for each incident (including reoccurrence). Benefits are paid directly to the primary member and can be used however they choose.
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